Brown Bag Workshops
One-hour sessions on a variety of topics that are designed to present to federal employees during their lunch hour
FedSavvy® Educational Solutions provides Brown Bag Workshops to Federal Agencies at your location.
"Brown Bag” Workshops are one-hour sessions on a variety of topics that are designed to present to federal employees during their lunch hour (although they can be scheduled at any time throughout the work day).
For 2017, we are offering two complimentary “Brown Bag” Workshops on site, provided there is a trainer in your demographic are. Otherwise, we can provide the information through a virtual conference.
We are offering the following Brown Bag topics:
FedSavvy® Tools and Tips to Maximize Your Federal Benefits
In this FedSavvy® flagship presentation, we’ll break down common misconceptions and uncertainties surrounding your federal benefits package. We’ll take away the confusion in this straight-shooting session and tell you the realities that help best utilize your benefits. We’ll discuss how to calculate your federal annuity, make the most of your Thrift Savings Plan, maximize your Social Security and much more!
Thrift Savings Plan 101 – TSP Nuts and Bolts
Good course for employees newer to TSP. This session describes the TSP funds and how the Lifecycle funds work and discusses considerations for allocating your TSP funds that reflect your personal time horizon and risk tolerance. Accessing your account, contributions, inter-fund transfers and loans are some of the topics covered. This program will fully describe the unique differences between the traditional TSP and the Roth TSP so that individuals can decide which option (or combination) is most suitable for them.
Thrift Savings Plan Considerations in Retirement
The Thrift Savings Plan (TSP) is a great retirement savings method for federal employees. The low expenses, diverse investment options, 5 percent employer match and Roth option make it a great vehicle for accumulating your nest egg. As an employee, your savings and investment options are pretty straightforward. Once in retirement, withdrawal options can be much more complicated. This course explores the options available, along with factors to consider before making these important withdrawal decisions. If you are preparing for retirement, this course is a must.
Thrift Savings Plan 201 – Allocating Your TSP in Uncertain Times
This course goes into more depth on creating a portfolio based on risk return statistics that are appropriate for your individual needs. Tools will be provided so that participants can get a report on their individual return and risk potential of their current TSP allocations to determine if it is within their comfort zone. The unique differences in tax treatment of the traditional TSP and the Roth TSP will be discussed to allow participants to make informed decisions.
Sound Financial Planning for Your Spouse
If you are married, you need to plan for retirement as a couple but also for the surviving spouse. The loss of a spouse can bring unrelenting heartbreak, so don’t add on to the stress by leaving a spouse with financial worries such as settling an estate or shortness of income. There is usually one spouse who gravitates to the couple’s money issues, and that is OK, but both partners need to know about their financial plan. This class will cover maximizing your Social Security benefits, planning your health care and more tips that could literally be life savers later in life.
Maximize Your Social Security Benefits
The difference between the best and worst decision for when to elect Social Security can be well over $100,000! Choosing the right Social Security election can significantly impact the amount of benefits you receive over your lifetime, and most retirees have no clue on how to take action. With over 81 possible age combinations across nine possible election strategies, we can show you how to find the option that offers you and your family the highest expected lifetime benefits.
FEHB – How to Choose the Right Health Insurance for You and Your Family
Health insurance is one of the most serious threats to our future. Learn a step-by-step process for determining the best health insurance for you and your family. Learn the right questions to ask when choosing a health plan, how to compare plans, what to look for in the plan booklet, how Medicare works with the FEHB and much more. (Note: This workshop is usually held in the last quarter of the year during Open Season and books quickly.)
10 Financial Tips for 2017
Have you ever wondered what you did with your money? Make 2017 different by being proactive and making a plan to fund whatever it is that’s important to you. Do you contribute to a Roth IRA? Have you already thought of long-term care? Is your life insurance up to date? These are just a few of the topics that will be covered in this class, helping you tailor a personal financial plan that will fit your life like a glove. By investing in ways that are appropriate for your objectives and comfort level, you can make sure you are controlling your money and not letting your money control you.
Long-Term Care Planning
Imagine having an expense that could wipe out all of your savings, and there was a 70 percent chance that this could happen to you or your spouse. Well this is not imaginary, it’s the cold, hard facts! This can be completely destructive to a family’s assets if you do not have a strategy in place. Spend 60 minutes learning the intricate details of the Federal Long Term Care program as well as hybrid life – long-term care plans, which insure that if you don’t use the long-term care component, it will pay out to a beneficiary when you pass, and some plans allow you a quit provision and will refund your premium if you cancel your policy.
TSP - Avoid 9 Costly Mistakes
TSP is the largest defined contribution retirement savings plan in the world with over $510 billion in assets. You have a wide range of investment options and, best of all, the fee is is only .029 percent. There are some common mistakes that can cost you thousands of dollars, sometimes causing irreversible losses. With the proper knowledge that you’ll gain from this program, these mistakes can be avoided.
Tax Savvy Planning for a Sound Retirement
This course provides a valuable roadmap for tax-free retirement planning. Our country has made trillions of dollars in promises for programs like Social Security and Medicare that it simply cannot afford to keep. Many experts believe the only way to deliver on these promises is to raise taxes. Some experts have even suggested that tax rates will have to double just to keep our country solvent. During this class, we will explore strategies that you can start doing today that will reduce the tax rate risk from your retirement picture.
Survive and Thrive in Retirement
When you retire, you want to travel, see the world and spend time with your loved ones without having to worry about running out of money. In this session, we will share the strategies that will have you doing everything you want to do during your retirement and still reach your full income potential. Learn how to create your own roadmap using the full capabilities of the Federal Benefits package.
Women and Money – Addressing the Unique Concerns About Money and Retirement
We understand firsthand the education women need today when it comes to planning their retirement. This Brown Bag session addresses the unique concerns of women and the obstacles they face in the workplace, allowing them to become financially empowered over time.
If you would like to schedule a Brown Bag session at your agency, please contact Karen Dzierzynski at 855-531-7252 for more information.
I really enjoyed your seminar. Very few financial advisors seem to understand federal benefits and the ins and outs of them all. I thought the information was very enlightening with lots of good tidbits of helpful information, things many people wouldn’t have a clue about. And, believe me, I’ve attended numerous seminars, both inside and outside the federal system, on retirement planning. Yours was extremely helpful.
I also recommended to a few people that they watch the seminar if it is available via recording.